Student Loans

Helping you and your family deal with student loan debt
Contact Us Today

Student Loan Debt Relief in Sacramento, California

Do You Struggle To Pay Your Student Loans?

If you're overwhelmed by your student loan payments, you're not alone in struggling to make your payments. Now, After a quarter-century, we finally have the best option to eliminate student loan debt. It is a policy change, not a statutory change and it may expire if a new administration takes office in 2025. If you need student loan debt relief, you need to address it today before it is too late. Contact Linda Deos at (916) 442-4442 to schedule your free consultation.


Linda Deos understands that student loans can have a significant impact on one's financial stability and future plans. She works closely with clients to assess their unique situation and explore all available options. She can evaluate your situation for FREE to determine your best options.

  • Do you qualify for forgiveness of all or a portion of your student loan debt?
  • Is the Department of Education seizing your tax refunds?
  • Have you been threatened by a collection agency with a wage garnishment, bank levy or social security offset?
  • Have you been sued for student loan debt?
  • Do you qualify for bankruptcy?
  • Can we protect your assets?


Is This Real? I’ve Always Heard Student Loans Will Never Go Away

Yes, this is 100% real. On November 16, 2023, the Department of Justice and Department of Education issued a joint press release to announce a “Successful First Year of New Student-Loan Bankruptcy Discharge Process.” Of the 632 cases filed in the first 10 months of the new process, the vast majority of borrowers received full or partial discharges.


Imagine The Improvement in Your Life if the Weight of Your Student Loan Debt Was Gone

Call Deos Law, PC at 916-442-4442 to schedule your free consultation today.

Student Loan Legal Advice at Every Step

Preparing for the future can be daunting, especially if you have defaulted on student loans. At Deos Law, PC, we believe in assisting individuals in securing their financial future through discharging or restructuring some or all of your loans through Chapter 7 or Chapter 13 bankruptcy. Our team is dedicated to helping you navigate the complexities of bankruptcy law to achieve a fresh financial start.

But What If I’m Already in Default?

When the amount you owe on your student loans becomes too heavy a burden and you find yourself in default, Linda Deos in Sacramento, California is your go-to legal guide. Recognizing that financial difficulties aren't always temporary, Linda stands ready to help you navigate the repayment landscape. If you're unable to see foreseeable opportunities to catch up on your payments, contacting Linda Deos promptly is a key step. She can assist you in transitioning into a more manageable repayment program, like PAYE, REPAYE, a flexible income-based repayment plan such as an IBR or IDR, or even a consolidation plan. No one hopes for bankruptcy—it's a challenge to secure for student loans and a last resort at best. However, Linda is there to help you uncover every potential pathway to guide you out of debt and into financial stability. Don't wait until your lenders garnish your wages or seize your tax refunds.


Whether you're considering discharging your obligations in a Chapter 7 or restructuring through a Chapter 13, Linda can steer you toward an improved financial future.



Additionally, Linda understands the emotional toll that comes with struggling to repay student loans. She offers compassionate and understanding support as she works with you to find the best solution for your unique situation.


But it's not just about finding the right repayment plan. Linda also provides valuable insight on other key factors, such as loan forgiveness programs and potential tax implications. With her knowledge, you can ensure that you are making informed decisions and avoiding any costly mistakes.


Don't let the weight of student loan debt hold you back from achieving your financial goals. Reach out to Linda Deos, your trusted legal ally, today!

Contact Us Now

Have Questions?

Call Deos Law, PC at 916-442-4442 today to speak to an attorney.

Disclaimer: We are a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code.

Share by: